I've been thinking about money lately. It all started with this article I read just after Christmas about doing a "no shopping year." I am not sure why it resonated so much with me. Maybe because I have been feeling like I have way more "stuff" than I need (Read: Craft supplies and fabric), but I don't want to get rid of it, because I still love it and that "someday I will have more time" is just right around the corner, I'm sure of it! So setting rules for myself of what I can and cannot buy in 2019 has really been liberating. When I see something I love instead of having a "I just can't stop thinking about it until I buy it" moment, I find myself saying instead, "That's really cute, I'm just not buying anything this year, so I don't have to worry about it any more." It has been great.
I also have been thinking more about money management lately. Not that I have ever had a problem with it, but just thinking that I can do a little better.
Before Jeff and I got married, my singles' ward bishop gave us a little pamphlet called One for the Money. 20 years later, I still think that this is one of the best financial pieces of literature available. It is for sure a MUST READ. I especially love the "debt snowball" he outlines (and this before there was such a term as a "debt snowball"). We followed this in our marriage and it has been amazing.
Back in 2018, I outlined this little pamphlet in several different Provident Living Posts. If you would like to read them, they can be found here:
I challenge you to prayerfully read One for the Money by yourself or with your spouse and/or family. Make goals of how to implement the principles taught. Write down your goals and set concrete dates for completion of goals. Especially make a goal to pay off debt and save. I promise you will not be disappointed!
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